Breakout Session 3: Impact of Basel III Reforms (E&Y)

02:30 PM - Monday, June 12
Hennepin South

This presentation examines the impacts of Basel III regulation on the Canadian banking industry, focusing on its implementation by all Canadian deposit-taking institutions in Q2 2023. The analysis delves into the historical changes in key regulatory metrics, including Common Equity Tier 1 (CET1), Leverage Ratio, High-Quality Liquid Assets (HQLA), Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR) for the Canadian banking sector. This assessment takes place in a post-pandemic environment marked by supply chain disruptions, high inflation, and elevated interest rates, and considers the context of the collapses of Silvergate Capital, Silicon Valley Bank, and Signature Bank.