Shini is a seasoned leader in Financial Services Risk Advisory with over 13 years of experience in credit risk management, data analytics, customer journey optimization, and technology enablement. She leads the Credit Risk Lifecycle competency and Go-to-Market strategy for EY’s Risk Analytics Platform where she drives business growth through the strategic integration of AI-enabled solutions for risk-return optimization and operational productivity. Shini leads the development of EY’s model acceleration solution, leveraging a library of reusable AI/ML code packages to standardize credit risk model delivery. Known for building and mobilizing high-performing, cross-functional teams, she employs agile methodologies and outcome-driven KPIs to deliver scalable, high-impact solutions and programs.

Swapnil is a Senior Manager in the Financial Services Risk Management (FSRM) practice at Ernst & Young (EY) in Toronto. He specializes in Model Risk Management and Treasury risk, advising leading financial institutions on governance, regulatory compliance, and risk transformation initiatives. Swapnil brings deep experience in designing enterprise wide risk frameworks, strengthening oversight models, and translating regulatory expectations into practical, executable solutions. His work focuses on helping organizations enhance risk resilience while enabling innovation in an increasingly complex financial environment.